Simplifying Restructuring for Merchants & Funders
Stacked advances. Daily payment strain. No clear path forward. Fincopia helps merchants break this cycle without burning bridges or entering shady territory. Our AI Merchant Engine analyzes real-time financials, identifies sustainable repayment capacity, and instantly generates customized restructuring plans across all obligations—giving business owners relief without needing to resort to debt settlement firms.
We bring the Tech. You fix the Debt!
Automated Debt Restructuring
Our intelligent platform analyzes your financial data and MCA obligations to propose personalized debt restructuring plans that work within your cash flow.
Customizable Repayment Plans
Tailor repayment schedules that balance affordability for businesses and recovery for Funders. Fincopia helps create flexible solutions based on each business's financial situation.
Seamless Communication
Fincopia’s collaborative platform bridges the gap between merchants and MCA providers, fostering transparent communication and improving trust throughout the restructuring process
Offer accepted!
$500 weeky
Under management
Convenient & easy repayment process
Sign Up
Create an account and connect your business finances to get started.
Analyze
Our platform automatically evaluates your current debt situation and financial health.
Track Progress
Monitor your progress in real-time and make adjustments as needed.
Learn why Fincopia is the right choice for Funders
Minimized Defaults
Our automated tracking system continuously monitors potential defaults before they become major issues.
No Middlemen Required
Fincopia eliminates the need for expensive debt settlement firms. By automating the negotiation and repayment process.
Custom Repayment Plans
Whether you’re working with one MCA provider or several, Fincopia's algorithms help you find the best outcomes that benefit all parties involved.
Seamless Collaboration
Funders and merchants can work together through our platform, making the entire process smoother and more transparent.
Time-Saving Efficiency
Cut the time spent on manual tasks by automating payment schedules, negotiations, and updates.
AI-Powered Insights
Our cutting-edge AI tools offer personalized strategies, helping you stay one step ahead in resolving your defaults faster.